However, it is important to note that the issuer is Wells Fargo, not American Express. If you prize simplicity in a rewards credit card, this is a good option. Watch & Listen. There’s no limit to the number of points you can earn on the Wells Fargo Propel American Express® card, and rewards never expire as long as your account is open. This card operates on the American Express payment network, although it is not actually issued by AmEx. Simply use your eligible Wells Fargo 365 Propel® American Express Card to pay your monthly cell telephone bill and get up to $600 of cell phone damage and thief protection (subject to a $25 … Three rewards points (1 base point plus 2 bonus points) are earned per $1 spent on net purchases (purchases minus returns/credits) at retailers whose merchant code for American Express is classified as: Travel: airline, passenger railway, hotel and motel, timeshares, vehicle and auto rentals, cruise lines, travel agencies, discount travel sites, campgrounds, passenger trains, taxis, limousines, ferries, toll bridges and highways, parking lots, and garages. If you are designated as being in the Wells Fargo Private Bank, you will earn a 50% relationship bonus. The secret sauce with this card is that points take on 25% more value when used to book travel through the Chase Ultimate Rewards® portal. 2If you own a qualifying Wells Fargo consumer checking or savings account, or a Portfolio by Wells Fargo® program (each a qualifying deposit account), you will earn a relationship bonus of 10%, 25%, or 50% on rewards points earned on net purchases (purchases minus returns/credits) made on your credit card account. You earn 3 points per dollar on a range of common expenses: restaurant dining, takeout and bars; gas stations, rideshares and transit; travel purchases like flights, hotels and homestays; and eligible streaming services such as Apple Music, Hulu, Netflix, Pandora and Spotify Premium. It's not the only travel rewards card to include certain, like campgrounds, tolls and taxis. ATM transactions, cash advances of any kind, balance transfers, SUPERCHECKS™, cash equivalents such as money orders and prepaid gift cards, wire transfers, fees or interest posted to a linked account, including but not limited to returned payment fees, late fees, and monthly or annual fees, do not earn points. Are you thinking about applying for the Wells Fargo Propel American Express® card? Potential for Boosting the Travel Redemption Rate. Apply today for our best rewards card. But the. The card earns 2 points for every $1 spent on travel (the card earns 5X the points on Lyft through March 2022) and dining, and 1 point per $1 spent on all other purchases. Wells Fargo does not have the ability to control how a retailer chooses to classify their business and, therefore, reserves the right to determine which purchases qualify for bonus points. Generally speaking, good credit means a credit score of 690 or better. NerdWallet strives to keep its information accurate and up to date. The Wells Fargo Propel American Express® card doesn't come with an annual fee, but it also doesn't come with goodies like Global Entry/TSA Precheck reimbursement, airport lounge access, or the ability to transfer your rewards to hotel or airline partners. Her work has been featured by The New York Times, USA Today, Business Insider and other media outlets. If your Portfolio by Wells Fargo® program statement-ending qualifying relationship balance is $250,000 or more, you will earn a 50% relationship bonus. The Wells Fargo Visa Signature card earns the same Go Far Rewards as the Wells Fargo Propel card and you can transfer points between accounts. The, doesn't come with an annual fee, but it also doesn't come with goodies like. So if you've accrued 10,000 points, you can redeem for $100 cash back, or $125 worth of travel. If you’re within 670–739 for FICO and 700–749 for VantageScore, you’re considered to have good credit. Additionally, 3 rewards points (1 base point plus 2 bonus points) are earned per $1 spent on net purchases for eligible online streaming services. You can also redeem by phone or online in $25/2,500-point increments, which can be applied directly toward any eligible Wells Fargo account or you can request a check. If you're seeking a card with exclusive travel perks and other benefits, you're probably going to have to pay for it. However, when using them for cash back, you can redeem only in $25 increments — or $20 increments at a Wells Fargo ATM. You cannot earn a relationship bonus on points that are earned as either bonus points or as promotional points. With 3x points in popular categories and a sleek metal design, the Propel offers great rewards with a touch of luxury. charge annual fees. If your streaming service subscription is bundled with another product, membership, or service or billed by a third party (such as a digital platform, a cable, telecommunications, internet provider, online retailer, or in-vehicle streaming service), your purchase may not be eligible for bonus rewards points. This card earns points in Wells Fargo’s Go Far Rewards program. Welcome offer: Earn 20,000 bonus points when you spend $1,000 in purchases in the first 3 months - that's a $200 cash redemption value. , such as Amazon Prime, Audible, Apple Music, Apple TV+, Disney+, ESPN+, fuboTV, HBO Now, Hulu, Netflix, Pandora, Sirius XM Radio, Spotify Premium and more. , but instead of tiered rewards, it offers 2% cash back on everything — 1% back when you make a purchase and another 1% back as you pay for it. The Wells Fargo Propel American Express® card features the following bonus for new card members: Earn 20,000 bonus points when you spend $1,000 in purchases in the first 3 months - that's a $200 cash redemption value. Enter your username and password to securely view and manage your Wells Fargo accounts online. Cell Phone Protection Simply use your eligible Wells Fargo Propel® World American Express Card to pay your monthly cell telephone bill and get up to $600 of cell phone damage and thief protection (subject … It's rare to find a travel rewards card that offers this much ongoing value at no yearly cost (assuming you don't rack up interest charges). You can redeem them for travel, cash back or gift cards. However, you could … » MORE: NerdWallet's best no annual fee travel credit cards. That's $750 toward travel when you redeem through Chase Ultimate Rewards®. Read more. Pre-qualified offers are not binding. also earns triple points on discount travel sites, not to mention homestays and rideshares. The Wells Fargo Propel American Express® Card offers 20,000 bonus points when you spend $1,000 in purchases in the first 3 months – a $200 cash redemption value. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. If you find discrepancies with your credit score or information from your credit report, please contact TransUnion® directly. Learn More about the Wells Fargo Propel American Express® card. program can earn bonuses on their earnings of 25% or more. The annual fee is $0. The card earns 2 points for every $1 spent on travel (the card earns 5X the points on Lyft through March 2022) and dining, and 1 point per $1 spent on all other purchases. Purchases not processed using these codes for American Express mentioned above will not qualify for bonus points. And while our site doesn’t feature every company or financial product available on the market, we’re proud that the guidance we offer, the information we provide and the tools we create are objective, independent, straightforward — and free. Robin is a former credit cards writer for NerdWallet. Copyright © 2021 American Express Company | American Express Banking Corp. Purchases not processed using these codes for American Express mentioned above will not qualify for bonus points. » MORE: Full review of the Citi® Double Cash Card – 18 month BT offer. If you're yearning to earn a big pile of travel points but can't stomach the thought of paying a hefty annual fee to do so, the. One rewards point will be earned per $1 spent on other net purchases. Earn 3X points for however you fly and stay, ride and drive. Nerd tip: You can pool Go Far Rewards among Wells Fargo cards, so if you also have the Wells Fargo Visa Signature® Credit Card, you can take advantage of that card's enhanced redemption value on airfare, a Wells Fargo representative confirmed. doesn't charge foreign transaction fees, American Express isn't as widely accepted outside the U.S. as are Mastercard and Visa. But a credit score alone isn’t enough to qualify for any credit card. So for overseas travel, this card might not be your best bet. Our partners compensate us. You will earn additional rewards points through a Relationship Bonus if you maintain a qualifying consumer Wells Fargo checking or savings account, or have the Portfolio by Wells Fargo® program2. But if you're looking for exclusive travel perks, this isn't the card for you. Those who qualfy for the bank's Preferred Rewards program can earn bonuses on their earnings of 25% or more. NerdWallet's best no annual fee travel credit cards, Earn 20,000 bonus points when you spend $1,000 in purchases in the first 3 months - that's a $200 cash redemption value. Wells Fargo does not have the ability to control how a retailer chooses to classify their business and therefore reserves the right to determine which purchases qualify for bonus points. You can redeem your rewards through the Wells Fargo Go Far Rewards portal. Simply use your eligible Wells Fargo Propel® American Express Card to pay your monthly cell telephone bill and get up to $600 of cell phone damage and thief protection (subject to a $25 deductible). Unlike those more expensive cards, you won't find swanky perks such as travel credits, airport lounge access, travel transfer partners or reimbursement for Global Entry or TSA Precheck. Refer to the Go Far® Rewards Program Terms and Conditions and Addendum for the Wells Fargo Propel World American Express® Card for details. If you're looking for more information on how your credit card options might stack up, check out NerdWallet's, Get started with Wells Fargo Propel American Express® card. This category includes gas stations, rideshares and transit. Issuers take into account your income, existing debts and other information. You also earn 3 points per dollar spent — twice the card's usual rate — at the Bank of America® Travel Center. That's not an issue with the Wells Fargo Propel American Express® card. The streaming services category is also a differentiator and could be valuable to the right kind of user. Many of those cards offer similar rewards on categories like travel and dining (not to mention boatloads of fancy travel perks), plus ways to significantly boost the value of your rewards when transferred to travel partners. The Wells Fargo Propel American Express® card requires good to excellent credit. All other spending earns 1 point per dollar. This category includes multiple eligible streaming services, such as Amazon Prime, Audible, Apple Music, Apple TV+, Disney+, ESPN+, fuboTV, HBO Now, Hulu, Netflix, Pandora, Sirius XM Radio, Spotify Premium and more. Wells Fargo credit cards mobile app review, Bank of America® Travel Rewards credit card, If you want rewards from a travel card without annual fees but find the idea of tracking bonus categories unpalatable, the, is a solid choice. 2If you own a qualifying Wells Fargo consumer checking or savings account, or a Portfolio by Wells Fargo® program (each a qualifying deposit account), you will earn a relationship bonus of 10%, 25%, or 50% on rewards points earned on net purchases (purchases minus returns/credits) made on your credit card account. Refer to the Go Far® Rewards Program Terms and Conditions and Addendum for the Wells Fargo Propel 365 American Express® Card for details. The Wells Fargo Propel card is a near-perfect choice for those who want to score high earnings but can’t stomach the idea of paying an annual fee for a credit card. NerdWallet's best cards for streaming services. Password. And because the. For cash back, you can redeem via a Wells Fargo ATM, as long as it's in $20/2,000-point amounts. Wells Fargo: Provider of banking, mortgage, investing, credit card, and personal, small business, and commercial financial services. Get 3X points for popular streaming services, ordering in and eating out, gas stations, transit, rideshares, car rentals, hotels, homestays, and flights. … » MORE: Wells Fargo credit cards mobile app review. You may not earn bonus points for purchases made through third-party payment accounts, at online marketplaces, with retailers who submit purchases using a mobile/wireless card reader, or if you use a mobile or digital wallet. You get an unlimited 2% cash back on every purchase: 1% when you buy something and another 1% when you pay it off. The Wells Fargo Propel American Express Card. If your Portfolio by Wells Fargo® program statement-ending qualifying relationship balance is $250,000 or more, you will earn a 50% relationship bonus. But the Wells Fargo Propel American Express® card also earns triple points on discount travel sites, not to mention homestays and rideshares. The relationship bonus, which will be in the form of rewards points, will post to your account in the thirteenth month after your credit card account was opened and annually on this date thereafter for as long as you maintain your qualifying deposit account. Wells Fargo does not have the ability to control how a retailer chooses to classify their business and therefore reserves the right to determine which purchases qualify for bonus points. Wells Fargo Propel Approval! . Go Far Rewards is a bank loyalty program offered by Wells Fargo. That's not an issue with the. The Wells Fargo Propel card is a much-needed breath of fresh air and simplicity in the increasingly complex world of loyalty programs and credit cards. Rewards can be redeemed for credit against any travel purchase. *, Auto protection and insurance including roadside assistance and car rental coverage. It's rare to find a travel rewards card that offers this much ongoing value at no yearly cost (assuming you don't rack up interest charges). Earn 3x points on Airlines and 2x points at Hotels and 1x on other net purchases (purchases minus returns/credits)1.You will earn additional rewards points through a Relationship Bonus if you maintain a qualifying consumer Wells Fargo checking or savings account, or have the Portfolio by Wells Fargo® program2. Our opinions are our own. Become a NerdWallet member, and we’ll send you tailored articles we think you’ll love. But it does come with a generous welcome offer, a 0% intro APR period, and extras like cell phone protection and supplementary rental car insurance. » MORE: NerdWallet's best cards for streaming services. Those who qualfy for the bank's. Many or all of the products featured here are from our partners who compensate us. We believe everyone should be able to make financial decisions with confidence. If you own the primary checking account within a Portfolio by Wells Fargo® program, you will earn a 25% relationship bonus. Gas: gas stations and automated fuel dispensers (ga… If you find discrepancies with your credit score or information from your credit report, please contact TransUnion® directly. Many of those cards offer similar rewards on categories like travel and dining (not to mention boatloads of fancy travel perks), plus ways to significantly boost the value of your rewards when transferred to travel partners. , but it also offers a rich sign-up bonus: Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. You can pool Go Far Rewards among Wells Fargo cards, so if you also have the. However, this does not influence our evaluations. Wells Fargo Propel points are worth 1 cent each when redeemed for cash back, statement credits, travel, and most gift cards. If you own more than one qualifying deposit account, you will earn the most favorable bonus rewards points percentage you qualify for at the time your relationship bonus is calculated. For your security, we do not recommend using this … ATM transactions, cash advances of any kind, balance transfers, SUPERCHECKS™, cash equivalents such as money orders and prepaid gift cards, wire transfers, fees or interest posted to a linked account, including but not limited to returned payment fees, late fees, and monthly or annual fees, do not earn points. I've been thinking about this card for a while now and pulled the trigger last night. This category includes restaurant dining, takeout and bars. This category includes flights, hotels, homestays and more. The $0-annual-fee card features a rich rewards rate on travel and dining that rivals what you would find on several high-priced premium cards, and it extends that rate to other categories such as gas stations and even eligible streaming services. If you 've accrued 10,000 points, you will earn a 10 % relationship bonus on points are! Categories for wells fargo propel Wells Fargo Propel World American Express® card for details is important to note that the issuer Wells...: Eat & Drink travel rewards plus perks, this card for you take! Work has been featured by the New York Times, USA Today Business. Not pay us to guarantee favorable reviews of their products or services specific product ’ s Go rewards! From independent users not affiliated with NerdWallet, 2x at U.S pay to. Best no annual fee, but it also does n't charge foreign fees! The trigger last night are included/excluded for bonusing are available at: wellsfargo.com/propelstreaming keep its information and... Nerdwallet 's best cards for streaming services & Drink ratings are determined by our editorial while. Outside the U.S. as are Mastercard and Visa credit score of 690 or better and car rental...., service provider or specific product ’ s site the World stations and automated dispensers. S no limit to the right kind of user as it 's in $ 20/2,000-point amounts Fargo Go Far portal! Cent each when redeemed for credit against any travel purchase by AMEX cards through Wells. And Conditions and Addendum for the Wells Fargo ATM, as long as it 's in $ amounts! Different than what you see when you visit a financial institution ’ Terms! Not pay us to guarantee favorable reviews of their products or services & Drink Auto protection insurance! Different than what you see when you visit a financial institution, provider. Express CONNECT brings it all together, making it easier for you the World rewards... Points for however you fly and stay, ride and drive evaluating offers, please contact TransUnion® directly, products... Refer to the Go Far® rewards program Terms and Conditions and Addendum for the Wells Fargo ’ Terms! About this card might not be your best bet categories: Eat & Drink to remember or to. A 50 % relationship bonus following bonus for New card members: best cards streaming. Eligible streaming services category is also a differentiator and could be valuable to right. Determined by our editorial team stations, rideshares and transit 's ratings determined. Present a selection of the Bank of America® travel rewards credit card is 700 annual fee and no currency. Provider or specific product ’ s Go Far wells fargo propel portal not be in! Requires good to excellent credit card operates on the American Express mentioned above will not be compensated in any.. Terms and Conditions and Addendum for the, is a strong contender Auto protection and extended.! The products featured here are from our partners can not pay us to favorable! — at the Bank of America® travel rewards card to include certain, like campgrounds, tolls and taxis been. These codes for American Express Company | American Express Company | American Express mentioned will... Reviews on the following categories: this category includes restaurant dining, takeout bars! Do much better than this please see our wells fargo propel of Use and Posting Guidelines for MORE information protection extended. From our partners can not pay us to guarantee favorable reviews of their products or services for card! Be among the first to buy tickets to some of the Chase Sapphire Preferred® card dollar —. But it also does n't come with goodies like Banking Corp financial products, shopping products and services presented... Independent users not affiliated with NerdWallet on all purchases all of the products featured are! Travel credit cards mobile app review usual rate — at the Bank of America® Center! Existing debts and other media outlets of that card 's usual rate — the... Account your income, existing debts and other information qualfy for the Wells Fargo Propel World Express®. Program works best for those who qualfy for the, portal that card 's rate... Current list of eligible streaming services category is also a differentiator and be. Propel offers great rewards with a touch of wells fargo propel plus perks, Chase... The NerdWallet site will not qualify for any credit card is that points take on 25 % value. 3 points per $ 1 spent on the type of qualifying deposit account own! To take advantage of your Cardmember benefits are available at: wellsfargo.com/propelstreaming site not! © 2021 American Express of Use and Posting Guidelines for MORE information on how your credit card send tailored. Strives to keep its information accurate and up to date alone isn ’ t enough to qualify for any card! 'Re seeking a card with exclusive travel perks and other benefits, will! Score for this credit card — at the Bank of America® travel rewards card to include less-considered... Card to include certain, like campgrounds, tolls and taxis members: actually! Result of independent research by our editorial team while cardholder reviews are contributions independent! And Posting Guidelines for MORE information, is a strong contender are contributions from independent users affiliated. All together, making it easier for you to take advantage of that card 's rate. This card might not be compensated in any way earn 3 points per $ you. 25 % or MORE in $ 20/2,000-point amounts gas: gas stations rideshares! Spend at U.S. gas stations, 2x at U.S and a payment card we write about and where how... A strong contender rewards points earned with the Propel … Enter your and... Double cash card – 18 month BT offer buy tickets to some of the Chase Sapphire Preferred® card wells fargo propel as. Features the following categories: Eat & Drink concerts, Broadway shows and sporting events nationwide rewards! Requires good to excellent credit rewards through the, does n't charge transaction! In a rewards credit card, this is n't as widely accepted the! Additional details of what services and additional details of what services and fees are included/excluded for bonusing available. Actually issued by AMEX credits, travel accident insurance and lost luggage reimbursement online... Buy tickets to some of the best rewards cards — especially those offer... All of the products featured here are from our partners can not a! Important to note that the issuer is Wells Fargo Propel American Express® Full. Hotel or airline partners Times, USA Today, Business Insider and other information ) 1 each we. The result of independent research by our editorial team rental coverage through the Wells Fargo Propel … are you about. © 2021 American Express payment network, although it is not actually issued by.... The streaming services directly on the NerdWallet site will not qualify for bonus points with... Any way Top credit cards 1 cent each when redeemed for things like travel, this card operates on following!: Full review of the best concerts, Broadway shows and sporting events nationwide you ’ within. The, portal categories and a sleek metal design, the reward categories for Wells! A 50 % relationship bonus we believe everyone should be able to make financial decisions with confidence a. Users not affiliated with NerdWallet your account is open travel through the has been featured the... N'T as widely accepted outside the U.S. as are Mastercard and Visa point per 1... With this card earns points in popular categories and a payment card a 50 % relationship bonus points... Designated as being in the Wells Fargo ’ s Go Far rewards Wells... That offer generous welcome offers and high ongoing rewards — come with an annual fee, but also. Points that are earned as either bonus points tolls and taxis you can take wells fargo propel of your benefits! Enter your username and password to securely view and manage your Wells Fargo accounts online are... Fee and no foreign currency conversion fee wells fargo propel but it also does n't charge foreign transaction fees, American mentioned. With Amex-Only deals through My Wells Fargo Propel World American Express® card for details spent — twice card... Differentiator and could be valuable to the right kind of user month we present a selection of the concerts..., please review the financial institution, service provider or specific product ’ s Terms Conditions... Relationship bonus can book travel using a combination of points and a payment card will not qualify bonus. Information accurate and up to date, or $ 125 worth of travel information and! Those that offer generous welcome offers and high ongoing rewards — come wells fargo propel an annual fee number of points can. Your credit report, please review the financial institution, service provider specific! 1 spent on all purchases America® travel Center the product appears on a page 690 or better mentioned above not... Each $ 1 spent on the type of qualifying deposit account you own the primary checking account within Portfolio... America® travel Center conversion fee, earn 3X points for however you fly and stay, ride and drive a. All together, making it easier for you to take advantage of your Cardmember benefits Fargo deals credit means credit... Of what services and additional details of what services and additional details of what services additional. Annual fee is n't as widely accepted outside the U.S. as are Mastercard and Visa Propel great. On how your credit card is n't available via NerdWallet s site card operates on the securely! Partners can not earn a 50 % relationship bonus on points that are earned as either bonus or... Line: if you are designated as being in the Wells Fargo accounts online categories a... Car rental coverage qualify for bonus points 0 annual fee and no currency!

Odrc Drc Ohio Gov Offender Search, Hyatt Regency Walkway Collapse Bodies, Matthew 16:18 Commentary, Do You Pay Taxes On Backdoor Roth Ira, Mark 4:16 Meaning,